Bankruptcy is an extremely complicated area of the law. Any decision to file bankruptcy should be made only after consultation with our bankruptcy lawyers.
The two types of bankruptcy usually considered by consumer debtors are chapter 7 and chapter 13 bankruptcy. After consulting with our Virginia Beach bankruptcy lawyers, you will be able to make an informed decision about which bankruptcy is best for you. Each chapter of bankruptcy has advantages that the other one does not and our expertise and knowledge in bankruptcy law will point you in the right direction.
Before filing a bankruptcy case, our bankruptcy lawyers in Virginia Beach will analyze your eligibility for different forms of debt relief available under bankruptcy law and which type of bankruptcy is most likely to be beneficial for you. Our attorneys will help you understand the relief you can obtain under bankruptcy and its limitations. To file a bankruptcy case, documents called a Petition, Schedules, and Statement of Financial Affairs, and in some cases a Statement of Intention, need to be prepared correctly and filed with the bankruptcy court. Debtors filing bankruptcy also need to complete a course in debtor education before filing for bankruptcy. Our staff can prepare these documents quickly and get you the relief you need in a matter of days. Once your case starts, you will have to attend the required first meeting of creditors where you may be questioned by a court official called a “trustee” and by creditors. Learn more about what happens after bankruptcy.
Virginia Beach residents who file bankruptcy in the Norfolk Division of the United States Bankruptcy Court for the Eastern District of Virginia are required to bring photo identification and proof of their social security number to the hearing with the trustee.
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